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Agent and Infrastructure


Agent and Infrastructure
Dhananjay Parkhe

Senior Citizen, Amateur Artist.

Agent and Infrastructure

Term of the Day

agent

party that has express (oral or written) or implied authority to act for another (the principal) so as to bring the principal into contractual relationships with other parties. An agent is under the control (is obligated to) the principal, and (when acting within the scope of authority delegated by the principal) binds the principal with his or her acts. Additional powers are assigned to…

Learn more about this term
Usage Example
Through experience and industry knowledge, a real estate agent has the ability to provide hundreds of different and often highly creative options that enable people to purchase a home, land, business space or commercial property.
Term of the Day

infrastructure

The basic physical systems of a country’s or community’s population, including roads, utilities, water, sewage, etc. These systems are considered essential for enabling productivity in the economyDeveloping infrastructure often requires largeinitial investment, but the economies of scale tend to be significant.
Learn more about this term
Usage Example
Common target countries and considerations include China, Latin America and developing third world nations, which lack infrastructure but are rich in natural resources.
Notable Quotable
“Power (n): The only narcotic regulated by the SEC rather than the FDA.” 
-Anonymous
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Two Terms-Policy, Corporation.Thought – Daily Corruption


Two Terms-Policy, Corporation.Thought - Daily Corruption
Dhananjay Parkhe

Senior Citizen, Amateur Artist.

Two Terms-Policy, Corporation.Thought – Daily Corruption

Today I share with you two known terms – Policy and Corporation with a Notable Quote and some interesting links from Daily Corruption News worldwide which I subscribe to.
Term of the Day

policy

1. Politics: (1) The basic principles by which a government is guided.
(2) The declared objectives that a government or party seeks to achieve and preserve in the interest of national community. See also public policy
1. Insurance: The formal contract issued by an insurer that contains terms and conditions of the insurance cover and serves as its legal evidence
1. Management: The set of…

Learn more about this term
Usage Example
Sometimes in the workplace, what the policy says to do and what people are doing are two different things.
Term of the Day

corporation

The most common form of business organization, and one which is charteredby a state and given many legal rights as an entity separate from its owners. This form ofbusiness is characterized by the limited liability of its owners, the issuance of sharesof easily transferable stock, and existence as a going concern. The process of becoming a corporation, call company
Learn more about this term
Usage Example
Deciding which type of corporation is the best for your business can be a confusing and tedious task.
Notable Quotable
“It’s no accident that the largest investment house in the world, Merrill Lynch, has a bull for a mascot, and took ‘Bullish on America’ for its corporate motto. No investment house has dared adopt the slogan ‘Bearish on America’, even during market decline.” 
-Anonymous
29 January 2015

Today’s top story
GlobalTransparency International battles corruption worldwide
Christian Science Monitor (TI mention)
When Carmela, a middle-aged woman in a makeshift homeless settlement in Venezuela, witnessed her grown son being beaten and dragged out of his apartment by the police, she knew that arranging for his freedom would be a difficult task.
More news
Blogs and opinion
SpainPodemos maybe could
Breaking Views
News from Transparency International
Your suggestions and ideas welcome.

Two Terms – Net Worth and Money


Two Terms - Net Worth and Money
Dhananjay Parkhe

Senior Citizen, Amateur Artist.

Two Terms – Net Worth and Money

Term of the Day

net worth

  1. For a companytotal assets minus total liabilities. Net worth is an important determinant of the value of a company, considering it is composed primarily of all the money that has been invested since itsinception, as well as the retained earnings for the duration of itsoperation. Net worth can be used to determine creditworthiness because it gives a snapshot of thecompany’s investment…
Learn more about this term
Usage Example
Angels are usually high net worth individuals that are looking to invest in companies for various reasons.
Term of the Day

money

Anything of value that serves as a (1) generally accepted medium offinancialexchange, (2) legal tender for repayment of debt, (3) standard of value, (4)unit of accounting measure, and (5) means to save or storepurchasing power. See also cash.

Learn more about this term
Usage Example
They may be willing to loan you money or buy into an equity stake in your firm if they believe in the idea.
Notable Quotable
“Anyone who thinks there’s safety in numbers hasn’t looked at the stock market pages
-Irene Peter”

Two Terms – Ratios and Mutual Funds


Two Terms - Ratios and Mutual Funds
Dhananjay Parkhe

Senior Citizen, Amateur Artist.

Two Terms – Ratios and Mutual Funds

Term of the Day

ratio

result of one number or quantity divided by another. Ratios are the simplest mathematical (statistical) tools that reveal significant relationships hidden in mass ofdata, and allow meaningful comparisons. Some ratios are expressed as fractions or decimals, and some as percentages. Major types of businessratios include (1)efficiency, (2) liquidity, (3) profitability, and (4) solvency ratios.

Learn more about this term
Usage Example
Because of the overwhelming ratio of unqualified buyers, business brokers generally are hard to approach.

Term of the Day

mutual fund

An open-ended fund operated by an investment company which raisesmoney fromshareholders and invests in a group of assets, in accordancewith a stated set ofobjectives

Mutual funds raise money by selling shares of the fund to the sale of their shares…
Learn more about this term
Usage Example
The first place you should look for information when considering investing in amutual fund is the fund’s prospectus.
Quotable Quote of the Day.

“Catch a man a fish, and you can sell it to him. Teach a man to fish, and you ruin a wonderful business opportunity.” 
-Karl Marx

Salesmanship Killed by e-Comm? Its Dead Already? Satire:).


Salesmanship Killed by e-Comm? Its Dead Already? Satire:).
Dhananjay Parkhe

Senior Citizen, Amateur Artist.

Salesmanship Killed by e-Comm? Its Dead Already? Satire:).

I felt very strongly. Agitated I mean. You know by now that I am on the wrong side of the Age and have my Senior Moments quite often ( as they have become affordable now 🙂 ). Here is what happened.
I was on my Evening Long-Walk and a constant reminder of an ad about Reliance Digital and some great SALE regularly coming in the Newspaper and TV and as insertions by the neighborhood Reliance Digital store was a constant reminder and perhaps the Ad copy or something about the ad was creating a Recall. So when I walked in front of the Store – i entered.
As is typical of Reliance in India – one is greeted by Security Men in Commando fatigues. ( I had been to their HQ and there were Commando teams in full battle gear on Each floor instead of Receptionist – they were manning the Intercoms ! 🙂 ). So I passed the Body-scanner door and went to the first Open Showcase and started looking for – I remembered – ” A Talking Tablet” – meaning – no iPad – may be a Lenovo Yogi or equivalent, may be a Samsung Galaxy Note 4 if nothing else works in the range of 16-20k. I had compared the specs which came in the newspaper, I had watched it on the Gadget Guru TV program. I had even asked my Techie neighbors about them and what’s the best ‘Employee Discounted Price’ they can get me if I chose their company product 1 🙂 .
So necessarily, the visit to this store was about doing window shopping and Looking, watching, touching, feeling the products on display in the open showcase tied with ‘Alarm Producing’ devices in a Store.
Promptly, an Unshaven, unclean clothes wearing guy walked up to me with a pasted smile – I knew who is coming my way ! A desperate, non-permanent, badly trained, Temp or newly appointed Sales Person for the stor keeper who had hired him solely because the guy was sporting a large display Smartphone and was playing Chat – Chat when he came for the interview to prove his “Digital awareness”, The unkempt beard was soooo.. trendy ! The poor chap in unclean clothes was so Hep ! I knew that trouble is coming my way !
And he did. And he opened his mouth – ” Yes Sir ! ” in a Semi-Loud voice which was even louder than the Security cum Receptionists ! And the Tone told me all ! The guy is hired on a Pure Commission basis ! Decent enough to call it a Days’ Wages by the shopkeeper who does not believe in ‘Overheads’ and does not have any HR people to help him with Restructuring, Resizing leave along doing interviews ! ( Lucky him ! 🙂 ).
Now having done all the Research back home and having been a Mobile, iPhone, iPod, iPad, Samsung, Nokia, Ericsson, Sony user of over 20 years I just looked at him. I thought Age! and I was so Wrong ! I asked – ” Thank you, Can I watch what is on Display without your assistance Please ! ” I saw Retort, Grief, Anger, Pent Up Aggression, Lost Sale and Lost Commission Grief in his eyes ! I just walked away from the shop.
Is Salesmanship Dead? Is e-Comm a Death-knell for Sales People? I asked myself. I started selling at age 12 to Paan-wallah who also stored lot of stuff which you would make a General Store blush. I felt very sad.
I have had the same feeling at the Croma Shops Owned by Tatas. Of course, most of the Sales people are on Rolls. Tata employees even if they speak broken bad Hinglish or Benglish in a very rude tone of voice. Try and sell you all the Extra warranties and small goods (high profit stuff) stored behind the Cashiers. I hear they are changing model and going E-Commerce way – That’s they way to Go Tatas ! I like it. The worst in terms of fulfilling the Warranty and Service AMC contracts I have ever seen apart from HiCare Pest Control, AcquaGuard Water filter people or our own Gas Wallah BP, Indane – you name it.
I really felt pity at the poor Sales Guy and felt sad that I Walked on him ! But times are A Changing. Customers do a lot of research and in showrooms – there is no price negotiation – so what are sales people needed. Even if they are – why can’t they be taught to be non-obtrusive? They are poorly trained any way on the Features, Advantages and Benefits. They have no clue to objection handling and negotiaion is not in their purview ( jurisdiction as the sales person in Croma told me) !
So I foresee – a very soon R.I.P. Sales Man and Salesmanship !
What do you think?

Now, Go Out and Create Something !


Now, Go Out and Create Something !
Dhananjay Parkhe

Senior Citizen, Amateur Artist.

Now, Go Out and Create Something !


Today’s Inspirational Quote:
  • “You are the books you read, the films you watch, the music you listen to, the people you meet, the dreams you have, the conversations you engage in.
  • You are what you take from these. You are the sound of the ocean, the breath of fresh air, the brightest light and the darkest corner.
  • You are a collective of every experience you have had in your life. You are every single second of every single day.
  • So drown yourself in a sea of knowledge and existence. Let the words run through your veins and let the colors fill your mind until there is nothing left to do but explode.
  • There are no wrong answers.
  • Inspiration is everything.
  • Sit back, relax, and take it all in.
  • Now, go out and create something.”

— Jac Vanek
I subscribed to :
Audri and Jim Lanford
You can mail to if you like this. :yourinspiration@famous-quotes-quotations.com

Two Terms – Capital and Utilitarianism


Two Terms - Capital and Utilitarianism
Dhananjay Parkhe

Senior Citizen, Amateur Artist.

Two Terms – Capital and Utilitarianism

Term of the Day

capital

  1. Cash or goods used to generate income either by investing in a businessor a different income property.
  2. The net worth of a business; that is, the amount by which its assets exceeditsliabilities.
  3. The moneyproperty, and other valuables which collectively represent thewealth of an individual or business.
Learn more about this term
Usage Example
It simply means that the funding comes from the business owners contributingcapital to buy “shares” of the company.
Notable Quotable – What do you do?
“Don’t learn the tricks of the trade. Learn the trade.” 
-Anonymous
What do you do? Learn the Tricks or Learn the Trade?

Term of the Day

utilitarianism

An ethical philosophy in which the happiness of the greatest number of people in the society is considered the greatest good. According to this philosophy, an action is morally right if its consequences lead to happiness (absence of pain), and wrong if it ends in unhappiness (pain).
Since the link between actions and their happy or unhappy outcomes depends on the circumstances, no moral
Learn more about this term
Usage ExampleUtilitarianism doesn’t focus on whether an act was morally right or wrong, it focuses on whether the act led to happiness of the greatest number of people.
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